PRODUCTS & SERVICES

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FOR INDIVIDUALS 

May provide tax deferred or tax-free growth, tax deductibility and tax-free withdrawals depending on the product / plan. 

•  Traditional IRAs - Roth IRAs - Rollover IRAs 
• Annuities- Fixed, Variable & Indexed 
• Brokerage Accounts – Managed Accounts For Business

FOR BUSINESS

• 401(k), 401(k)-Roth, 403(b), 457(b), 
• Simplified Employee Pensions (SEP-IRA)
• Savings Incentive Match Plan for Employees (SIMPLE-IRA)
• Non-qualified Deferred Compensation Plans 
• Money Purchase / Profit Sharing Plans 
• Group Life, Health, Disability, Long-Term-Care Insurance and Supplemental products

Financial Well-Being Program- financial well-being has been defined as a state of being wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future, and is able to make choices that allow enjoyment of life.  Offering your employees such a program can pay big dividends to both you, your business, and your employees.  

INSURANCE PRODUCTS 

Protecting what you cannot afford to lose; You’ve worked so hard for it all 

• Customized Risk Management 
• Life Insurance
• Long-Term Care Insurance 
• Disability Income Insurance 
• Health Insurance 

WEALTH MANAGEMENT SERVICES 

develop and manage investment portfolios; provide flexible investment options with a high degree of customization; market cycles are unpredictable and inevitable, hence implementing Market Movement Strategies provides a commonsense approach to managing portfolios regardless of market variables

• Managed Assets through Strategic Allocation and Diversification • Protect & Defend your financial security 
• Build your net worth 
• Create an income from your assets FINANCIAL MANAGEMENT SERVICES comprehensive planning to manage expenses, protect your family, lifestyle and assets, plan your income for now and in retirement, and determine how to pass your wealth onto the next generation, all in a tax effective manner. • Retirement Planning 
• Estate Planning
• Legacy Planning
• Charitable giving strategies 

BUSINESS PLANNING making the right choice can make all the difference. In a closely held business, at some point the issues of transferring ownership, business continuation and even unexpected events require attention. • Cross Purchase Agreements 

• Executive Compensation
• Business Overhead Expense
• Succession Planning